2025 - Boldly Financial

June 11, 2025
Case Studies

From Freelancer to S-Corp: One Writer’s Tax Savings Over Three Years

A freelance writer making $95,000 annually elected S-Corp status in year three. Here is the documented tax impact across the transition — including setup costs.

June 8, 2025
Case Studies

A Touring Band’s Profit and Loss: 45 Shows, 3 Months, Real Numbers

What does a mid-level touring band actually earn? A complete P&L from a 45-show North American run — including every expense category and net income per member.

June 5, 2025
Case Studies

Freelance Designer at $200K: How One Creative Structured Their Finances to Keep $140K

At $200,000 in gross revenue, the difference between good and poor financial structure is over $60,000 in retained income. A detailed breakdown of one designer's approach.

June 2, 2025
Case Studies

A Photographer’s Financial Year: $148,000 In, $71,000 After Tax and Expenses

A detailed annual financial breakdown for a working commercial photographer — tracking every dollar of revenue and expense from gross bookings to net take-home.

May 30, 2025
Touring Money

The Artist’s Visa and Tax Implications: What Touring Internationally Means for US-Based Musicians

Performing outside the US triggers withholding obligations, visa requirements, and potential foreign tax credits. What US-based touring musicians need to know before an international run.

May 27, 2025
Touring Money

Streaming Revenue as a Touring Income Supplement: Setting Realistic Expectations

Streaming revenue is real but modest for most independent artists. How to build a financial model that treats it as a supplement — not a foundation.

May 24, 2025
Touring Money

Setting Up Your Music Business: LLC, S-Corp, or Sole Proprietor for Touring Artists

The entity structure you operate under as a musician has major tax implications. A comparison of the three most common options for working artists.

May 21, 2025
Touring Money

Gear as a Business Expense: Depreciation, Section 179, and the Bonus Depreciation Rules

Musical equipment is a capital asset. How musicians can deduct the full cost in the year of purchase or depreciate it over time — and which approach saves more...

May 18, 2025
Touring Money

Booking Agent Fees, Management Commissions, and Label Splits: What the Percentages Mean

The music industry extracts fees at multiple levels. Understanding the cumulative impact of booking, management, label, and distribution splits on your net income.

May 15, 2025
Touring Money

SoundExchange, ASCAP, BMI, SESAC: How Each Collects and When to Register

Performing rights organisations collect money on your behalf — but only if you're registered. A breakdown of which PRO covers which use case and when to register.