2025 - Boldly Financial

May 12, 2025
Touring Money

Music Publishing vs. Master Rights: The Financial Difference and Why It Matters

Publishing rights and master rights generate different revenue streams. Understanding the split between them determines how much you earn from every use of your music.

May 9, 2025
Touring Money

Tour Budgeting 101: The Fixed and Variable Costs Most Bands Underestimate

A realistic tour budget includes more than gas and hotels. The commonly overlooked costs that turn a profitable-looking run into a loss — and how to model them accurately.

May 6, 2025
Touring Money

How a Touring Bassist Saved $24,000 in Tax Legally in One Financial Year

Home office deduction, per diems, vehicle depreciation, and a SEP-IRA: a complete line-by-line breakdown of a touring musician's tax strategy that saved $24,000.

May 3, 2025
Touring Money

Per Diems on Tour: The Tax Rules for Travel Expense Reimbursements

Per diem rates set by the IRS determine what's deductible for daily travel expenses. How touring musicians and crew should document and claim these correctly.

April 30, 2025
Touring Money

Merchandise as a Revenue Engine: A Touring Musician’s Financial Model

When streaming pays fractions of a cent per listen, the merch table becomes your primary margin. A complete financial model for calculating tour profitability.

April 27, 2025
Touring Money

The Venue Settlement Sheet: Reading It Before You Sign After Every Show

The settlement sheet is the financial record of a touring performance. Most musicians sign it without fully understanding what they're agreeing to. Here is what to check.

April 24, 2025
Cross-Border

FATCA and FBAR: The Reporting Requirements US Expats and Dual Citizens Often Miss

Failure to file FBAR or FATCA reports carries civil penalties of up to $10,000 per violation. A plain-language guide to who must file, what must be reported, and when.

April 21, 2025
Cross-Border

Digital Nomad Visas: The Tax Obligations Most Remote Workers Don’t Know About

More than 60 countries now offer digital nomad visas. Most come with tax implications that the application process doesn't mention. What to verify before you apply.

April 18, 2025
Cross-Border

Immigrant Entrepreneurs: US Bank Accounts, Credit Building, and the EIN Timeline

The practical sequence for establishing financial infrastructure in the US when you arrive without credit history — including which steps must come in which order.

April 15, 2025
Cross-Border

Tax Treaties Explained: How They Reduce Double Taxation for Cross-Border Workers

Tax treaties prevent the same income from being taxed by two countries. Understanding which treaties apply to your situation can save thousands annually.