/*
 * BOLDLY FINANCIAL — EDITORIAL v2
 * Serious finance publication. NerdWallet clarity. Investopedia authority.
 * Merriweather (editorial) + Source Sans 3 (UI)
 * Navy #0a2540 | Blue #1558b0 | Gold #e8920a | Green #1a6b47
 */
@import url('https://fonts.googleapis.com/css2?family=Merriweather:ital,wght@0,400;0,700;0,900;1,400&family=Source+Sans+3:wght@300;400;600;700;900&display=swap');

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
:root{
  --navy:#0a2540;--navy-dk:#061829;--navy-mid:#163a5f;
  --blue:#1558b0;--blue-lt:#e8f0fb;
  --gold:#e8920a;--gold-lt:#fef5e7;
  --green:#1a6b47;--green-lt:#e6f4ed;
  --red:#c0392b;--red-lt:#fdecea;
  --orange:#c96a12;--orange-lt:#fef0e0;
  --white:#ffffff;
  --g50:#f8fafc;--g100:#f1f5f9;--g200:#e2e8f0;--g300:#cbd5e1;
  --g400:#94a3b8;--g500:#64748b;--g600:#475569;--g700:#334155;--g800:#1e293b;
  --text:#1a1a2e;--text-b:#2d3748;--text-m:#4a5568;--text-mu:#718096;
  --border:#e2e8f0;--border-dk:#cbd5e1;
  --r:4px;--rm:8px;--rl:12px;
  --s0:0 1px 3px rgba(0,0,0,.08);
  --s1:0 2px 8px rgba(0,0,0,.08);
  --s2:0 4px 20px rgba(0,0,0,.10);
  --s3:0 8px 32px rgba(0,0,0,.12);
  --container:1180px;
  --serif:'Merriweather',Georgia,serif;
  --sans:'Source Sans 3',system-ui,sans-serif;
}
body{font-family:var(--sans);font-size:17px;line-height:1.7;color:var(--text-b);background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration:none;transition:color .15s}
a:hover{color:var(--navy);text-decoration:underline}
ul,ol{padding-left:1.5em}
h1,h2,h3,h4{font-family:var(--serif);line-height:1.2;color:var(--navy);font-weight:700;margin-bottom:.4em}
h5,h6{font-family:var(--sans);font-weight:700;color:var(--navy)}
h1{font-size:clamp(26px,4vw,40px)}
h2{font-size:clamp(20px,3vw,30px)}
h3{font-size:clamp(17px,2.5vw,22px)}
h4{font-size:18px}
p{margin-bottom:1.1em}p:last-child{margin-bottom:0}
strong{font-weight:700;color:var(--g800)}
.container{max-width:var(--container);margin:0 auto;padding:0 24px}
.sr-only{position:absolute!important;clip:rect(1px,1px,1px,1px);overflow:hidden;height:1px;width:1px}

/* TOP BAR */
.bf-topbar{background:var(--navy-dk);border-bottom:3px solid var(--gold)}
.bf-topbar-inner{display:flex;align-items:stretch;height:38px}
.bf-topbar-label{background:var(--gold);color:var(--navy-dk);font-weight:900;font-size:11px;letter-spacing:1.5px;text-transform:uppercase;padding:0 18px;display:flex;align-items:center;white-space:nowrap;flex-shrink:0}
.bf-topbar-ticker{flex:1;display:flex;align-items:center;padding:0 20px;color:rgba(255,255,255,.6);font-size:12.5px;gap:24px}
.bf-topbar-ticker span::before{content:'·';margin-right:8px;color:var(--gold)}
.bf-topbar-right{display:flex;align-items:center;gap:14px;padding:0 18px;border-left:1px solid rgba(255,255,255,.07)}
.bf-topbar-right a{color:rgba(255,255,255,.42);font-size:12px;font-weight:600;text-decoration:none;transition:color .15s;white-space:nowrap}
.bf-topbar-right a:hover{color:var(--gold);text-decoration:none}

/* MASTHEAD */
.bf-masthead{background:var(--white);border-bottom:1px solid var(--border);padding:14px 0 0}
.bf-masthead-top{display:flex;align-items:center;justify-content:space-between;padding-bottom:13px;gap:20px}
.bf-logo{display:flex;align-items:center;text-decoration:none;flex-shrink:0}
.bf-logo img{height:50px;width:auto;object-fit:contain}
.bf-logo-fallback{display:flex;flex-direction:column;line-height:1}
.bf-logo-boldly{font-family:var(--sans);font-size:27px;font-weight:900;color:var(--navy);letter-spacing:-1px;text-transform:uppercase}
.bf-logo-financial{font-family:var(--serif);font-size:14px;font-weight:400;font-style:italic;color:var(--blue);letter-spacing:.5px;margin-top:-1px}
.bf-masthead-tagline{flex:1;text-align:center}
.bf-masthead-tagline p{font-family:var(--serif);font-size:13px;font-style:italic;color:var(--text-mu);margin:0}
.bf-masthead-actions{display:flex;align-items:center;gap:9px;flex-shrink:0}
.bf-search-toggle{background:none;border:1px solid var(--border-dk);cursor:pointer;padding:8px 13px;color:var(--text-m);font-family:var(--sans);font-size:13px;font-weight:600;display:flex;align-items:center;gap:5px;border-radius:var(--r);transition:all .15s}
.bf-search-toggle:hover{background:var(--g100);border-color:var(--g400);color:var(--navy)}
.bf-menu-toggle{display:none;background:none;border:1px solid var(--border);cursor:pointer;padding:8px 11px;color:var(--text);font-size:18px;border-radius:var(--r);line-height:1}

/* NAVIGATION */
.bf-nav{background:var(--navy);border-top:1px solid rgba(255,255,255,.05);position:sticky;top:0;z-index:500;box-shadow:0 2px 8px rgba(0,0,0,.2)}
.bf-nav-inner{display:flex;align-items:center;overflow-x:auto;scrollbar-width:none}
.bf-nav-inner::-webkit-scrollbar{display:none}
.bf-nav ul{list-style:none;padding:0;margin:0;display:flex;align-items:center}
.bf-nav ul li{position:relative}
.bf-nav ul li a{display:block;font-family:var(--sans);font-size:12px;font-weight:700;color:rgba(255,255,255,.7);padding:13px 17px;letter-spacing:.5px;text-transform:uppercase;transition:all .15s;text-decoration:none;border-bottom:3px solid transparent;white-space:nowrap}
.bf-nav ul li a:hover{color:white;border-color:var(--gold);text-decoration:none}
.bf-nav ul li.current-menu-item>a{color:var(--gold);border-color:var(--gold)}
.bf-nav ul ul{display:none;position:absolute;top:100%;left:0;background:var(--navy-dk);border:1px solid rgba(255,255,255,.07);border-top:3px solid var(--gold);min-width:220px;padding:6px 0;box-shadow:var(--s3);z-index:300;flex-direction:column}
.bf-nav ul li:hover>ul{display:flex}
.bf-nav ul ul li a{text-transform:none;letter-spacing:0;font-size:13.5px;padding:10px 18px;border-bottom:none}
.bf-nav ul ul li a:hover{background:rgba(255,255,255,.05)}

/* SEARCH OVERLAY */
.bf-search-overlay{display:none;position:fixed;top:0;left:0;right:0;bottom:0;background:rgba(10,37,64,.88);z-index:1000;align-items:flex-start;justify-content:center;padding-top:100px}
.bf-search-overlay.active{display:flex}
.bf-search-box{background:var(--white);border-radius:var(--rm);padding:26px;width:100%;max-width:580px;box-shadow:var(--s3)}
.bf-search-box form{display:flex;border:2px solid var(--border-dk);border-radius:var(--r);overflow:hidden}
.bf-search-box form:focus-within{border-color:var(--navy)}
.bf-search-box input{flex:1;border:none;outline:none;padding:13px 16px;font-size:16px;font-family:var(--sans)}
.bf-search-box button{background:var(--navy);border:none;cursor:pointer;padding:0 20px;color:white;font-size:17px}
.bf-search-box button:hover{background:var(--blue)}
.bf-search-close-row{display:flex;justify-content:flex-end;margin-top:11px}
.bf-search-close-row button{background:none;border:none;cursor:pointer;color:rgba(255,255,255,.55);font-size:14px;font-family:var(--sans)}

/* LAYOUT */
.bf-site-body{padding:34px 0 52px;background:var(--g50)}
.bf-layout{display:grid;grid-template-columns:1fr 308px;gap:34px;align-items:start}
.bf-main{min-width:0}
.bf-sidebar-col{position:sticky;top:56px}

/* SECTION HEADING */
.bf-sh{display:flex;align-items:center;gap:11px;margin-bottom:18px;padding-bottom:9px;border-bottom:3px solid var(--navy)}
.bf-sh h2{font-size:13px;font-weight:900;text-transform:uppercase;letter-spacing:1px;color:var(--navy);margin:0;font-family:var(--sans)}
.bf-sh .line{flex:1;height:1px;background:var(--border)}
.bf-sh .badge{background:var(--gold);color:var(--navy-dk);font-size:10px;font-weight:900;letter-spacing:1px;text-transform:uppercase;padding:3px 9px;border-radius:2px;font-family:var(--sans)}

/* CATEGORY BADGE */
.bf-cat{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.6px;text-transform:uppercase;padding:3px 9px;border-radius:2px;margin-bottom:8px;font-family:var(--sans);text-decoration:none}
.bf-cat:hover{text-decoration:none;opacity:.85}
.bf-cat.budgeting{background:var(--navy);color:#fff}
.bf-cat.saving{background:var(--green);color:#fff}
.bf-cat.credit{background:var(--blue);color:#fff}
.bf-cat.debt{background:var(--red);color:#fff}
.bf-cat.income{background:var(--orange);color:#fff}
.bf-cat.default{background:var(--g500);color:#fff}

/* POST META */
.bf-meta{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:15px}
.bf-meta-av{width:30px;height:30px;border-radius:50%;overflow:hidden;background:linear-gradient(135deg,var(--navy),var(--blue));display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:800;color:white;flex-shrink:0}
.bf-meta-av img{width:100%;height:100%;object-fit:cover}
.bf-meta-author{font-size:13px;font-weight:700;color:var(--navy);font-family:var(--sans)}
.bf-meta-author span{display:block;font-size:11px;font-weight:400;color:var(--text-mu)}
.bf-meta-dot{color:var(--g300)}
.bf-meta-date,.bf-meta-time{font-size:12.5px;color:var(--text-mu);font-family:var(--sans);display:flex;align-items:center;gap:4px}

/* READ MORE */
.bf-read-btn{display:inline-flex;align-items:center;gap:6px;background:var(--navy);color:white;font-size:13px;font-weight:700;padding:10px 18px;border-radius:var(--r);text-decoration:none;font-family:var(--sans);transition:background .15s;align-self:flex-start}
.bf-read-btn:hover{background:var(--blue);color:white;text-decoration:none}

/* LEAD STORY */
.bf-lead{background:var(--white);border:1px solid var(--border);border-radius:var(--rm);overflow:hidden;margin-bottom:22px;box-shadow:var(--s0);display:grid;grid-template-columns:58% 42%;transition:box-shadow .2s}
.bf-lead:hover{box-shadow:var(--s2)}
.bf-lead-img{position:relative;overflow:hidden;min-height:300px;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-mid) 55%,#0d3d2a 100%)}
.bf-lead-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .4s}
.bf-lead:hover .bf-lead-img img{transform:scale(1.03)}
.bf-lead-img .no-img{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px}
.bf-lead-img .no-img span{font-size:48px;opacity:.35}
.bf-lead-img .no-img p{font-size:11px;color:rgba(255,255,255,.3);font-family:var(--sans);text-transform:uppercase;letter-spacing:1px;margin:0}
.bf-lead-body{padding:26px 30px;display:flex;flex-direction:column;justify-content:center}
.bf-lead-body h2{font-size:clamp(17px,2.2vw,24px);line-height:1.25;margin-bottom:11px}
.bf-lead-body h2 a{color:var(--navy);text-decoration:none}
.bf-lead-body h2 a:hover{color:var(--blue);text-decoration:none}
.bf-lead-body .excerpt{font-size:15px;color:var(--text-m);line-height:1.65;margin-bottom:17px}

/* ARTICLE GRID */
.bf-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:22px}
.bf-card{background:var(--white);border:1px solid var(--border);border-radius:var(--rm);overflow:hidden;box-shadow:var(--s0);transition:box-shadow .2s,transform .2s}
.bf-card:hover{box-shadow:var(--s2);transform:translateY(-2px)}
.bf-card-img{height:155px;overflow:hidden;position:relative;background:linear-gradient(135deg,var(--navy),var(--navy-mid));display:flex;align-items:center;justify-content:center}
.bf-card-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .35s}
.bf-card:hover .bf-card-img img{transform:scale(1.05)}
.bf-card-img .icon{font-size:36px;opacity:.3;position:relative;z-index:1}
.bf-card-body{padding:15px 17px}
.bf-card-body h3{font-size:15.5px;line-height:1.3;margin-bottom:6px;font-weight:700}
.bf-card-body h3 a{color:var(--navy);text-decoration:none}
.bf-card-body h3 a:hover{color:var(--blue);text-decoration:none}
.bf-card-body p{font-size:13.5px;color:var(--text-m);line-height:1.6;margin-bottom:11px}
.bf-card-foot{display:flex;justify-content:space-between;align-items:center;padding-top:9px;border-top:1px solid var(--border);font-size:12px;color:var(--text-mu);font-family:var(--sans)}
.bf-card-foot a{font-weight:700;color:var(--blue);text-decoration:none}
.bf-card-foot a:hover{color:var(--navy);text-decoration:none}

/* LIST ITEMS */
.bf-list-item{display:flex;gap:14px;padding:15px 0;border-bottom:1px solid var(--border)}
.bf-list-item:last-child{border:none;padding-bottom:0}
.bf-list-item-num{font-family:var(--serif);font-size:30px;font-weight:900;color:var(--border);line-height:1;flex-shrink:0;width:34px;transition:color .15s}
.bf-list-item:hover .bf-list-item-num{color:var(--gold)}
.bf-list-item-body{flex:1;min-width:0}
.bf-list-item-body h3{font-size:15px;font-weight:700;line-height:1.35;margin-bottom:3px;font-family:var(--sans)}
.bf-list-item-body h3 a{color:var(--navy);text-decoration:none}
.bf-list-item-body h3 a:hover{color:var(--blue);text-decoration:none}
.bf-list-item-body p{font-size:13px;color:var(--text-mu);margin-bottom:5px;line-height:1.5}
.bf-list-item-meta{display:flex;align-items:center;gap:9px}
.bf-list-item-img{width:86px;height:66px;flex-shrink:0;border-radius:var(--r);overflow:hidden;background:linear-gradient(135deg,var(--navy),var(--navy-mid));display:flex;align-items:center;justify-content:center;font-size:18px;opacity:.7}
.bf-list-item-img img{width:100%;height:100%;object-fit:cover;opacity:1}

/* SIDEBAR */
.bf-widget{background:var(--white);border:1px solid var(--border);border-radius:var(--rm);margin-bottom:20px;overflow:hidden;box-shadow:var(--s0)}
.bf-widget-title{background:var(--navy);padding:10px 15px;font-size:11px;font-weight:900;letter-spacing:1.2px;text-transform:uppercase;color:white;font-family:var(--sans);display:flex;align-items:center;gap:8px}
.bf-widget-title::before{content:'';width:3px;height:13px;background:var(--gold);border-radius:2px;flex-shrink:0}
.bf-widget-body{padding:13px 15px}
.bf-search-form{display:flex;border:2px solid var(--border);border-radius:var(--r);overflow:hidden}
.bf-search-form:focus-within{border-color:var(--navy)}
.bf-search-form input{flex:1;border:none;outline:none;padding:9px 11px;font-size:14px;font-family:var(--sans)}
.bf-search-form input::placeholder{color:var(--g400)}
.bf-search-form button{background:var(--navy);border:none;cursor:pointer;padding:0 13px;color:white;font-size:15px}
.bf-search-form button:hover{background:var(--blue)}
.bf-cat-links{list-style:none;padding:0;margin:0}
.bf-cat-links li{border-bottom:1px solid var(--border)}
.bf-cat-links li:last-child{border:none}
.bf-cat-links a{display:flex;align-items:center;justify-content:space-between;padding:9px 2px;font-size:13.5px;font-weight:600;color:var(--text-m);text-decoration:none;font-family:var(--sans);transition:color .15s}
.bf-cat-links a:hover{color:var(--blue);text-decoration:none}
.bf-cat-links .cat-icon{margin-right:6px}
.bf-cat-count-badge{font-size:11px;font-weight:700;color:white;background:var(--navy);padding:2px 7px;border-radius:20px}
.bf-popular-item{display:flex;gap:10px;padding:10px 0;border-bottom:1px solid var(--border)}
.bf-popular-item:last-child{border:none;padding-bottom:0}
.bf-popular-num{font-family:var(--serif);font-size:20px;font-weight:900;color:var(--g200);line-height:1;flex-shrink:0;width:22px}
.bf-popular-body h4{font-size:13px;font-weight:700;line-height:1.4;margin-bottom:3px;font-family:var(--sans);color:var(--navy)}
.bf-popular-body h4 a{color:var(--navy);text-decoration:none}
.bf-popular-body h4 a:hover{color:var(--blue);text-decoration:none}
.bf-popular-body .meta{font-size:11.5px;color:var(--text-mu);font-family:var(--sans)}
.bf-cta-box{background:var(--navy);border-radius:var(--rm);padding:20px 16px;text-align:center;margin-bottom:20px}
.bf-cta-box h3{font-size:17px;color:white;margin-bottom:8px}
.bf-cta-box p{font-size:13px;color:rgba(255,255,255,.55);margin-bottom:15px;font-family:var(--sans)}
.bf-cta-box a{display:block;background:var(--gold);color:var(--navy-dk);font-size:14px;font-weight:900;padding:11px 16px;border-radius:var(--r);text-decoration:none;font-family:var(--sans);transition:opacity .15s}
.bf-cta-box a:hover{opacity:.88;text-decoration:none}
.bf-auth-mini{display:flex;gap:10px;align-items:flex-start;padding:10px 0;border-bottom:1px solid var(--border)}
.bf-auth-mini:last-child{border:none}
.bf-auth-av{width:38px;height:38px;border-radius:50%;flex-shrink:0;overflow:hidden;background:linear-gradient(135deg,var(--navy),var(--blue));display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:800;color:white}
.bf-auth-av img{width:100%;height:100%;object-fit:cover}
.bf-auth-info h4{font-size:13px;font-weight:700;color:var(--navy);margin-bottom:1px;font-family:var(--sans)}
.bf-auth-info .role{font-size:11px;font-weight:600;color:var(--text-mu);text-transform:uppercase;letter-spacing:.5px;font-family:var(--sans)}

/* SINGLE POST */
.bf-post-header{background:linear-gradient(175deg,var(--navy) 0%,var(--navy-mid) 70%,#0d3d2a 100%);padding:44px 0 68px;position:relative;overflow:hidden}
.bf-post-header::after{content:'';position:absolute;bottom:-1px;left:0;right:0;height:48px;background:var(--g50);clip-path:ellipse(58% 100% at 50% 100%)}
.bf-post-header-inner{max-width:800px;margin:0 auto;position:relative;z-index:1}
.bf-breadcrumb{display:flex;align-items:center;gap:7px;font-size:12px;color:rgba(255,255,255,.42);margin-bottom:15px;flex-wrap:wrap;font-family:var(--sans)}
.bf-breadcrumb a{color:rgba(255,255,255,.42);text-decoration:none}
.bf-breadcrumb a:hover{color:var(--gold);text-decoration:none}
.bf-breadcrumb-sep{color:rgba(255,255,255,.22)}
.bf-post-header h1{font-size:clamp(24px,4vw,38px);color:white;margin-bottom:18px;line-height:1.18}
.bf-post-meta-row{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.bf-post-meta-author{display:flex;align-items:center;gap:9px}
.bf-post-meta-av{width:42px;height:42px;border-radius:50%;overflow:hidden;border:2px solid rgba(255,255,255,.2);background:linear-gradient(135deg,var(--navy-mid),var(--green));display:flex;align-items:center;justify-content:center;font-weight:800;color:white;font-size:14px;flex-shrink:0}
.bf-post-meta-av img{width:100%;height:100%;object-fit:cover}
.bf-post-meta-info strong{font-size:14px;color:white;display:block;font-family:var(--sans)}
.bf-post-meta-info span{font-size:12px;color:rgba(255,255,255,.48);font-family:var(--sans)}
.bf-post-meta-stat{font-size:12.5px;color:rgba(255,255,255,.48);font-family:var(--sans);display:flex;align-items:center;gap:4px}
.bf-post-body{background:var(--g50);padding:0 0 56px}
.bf-post-inner{display:grid;grid-template-columns:1fr 270px;gap:32px;align-items:start}
.bf-article{background:var(--white);border:1px solid var(--border);border-radius:var(--rm);padding:38px 42px;margin-top:-22px;box-shadow:var(--s2)}
.bf-article-feat-img{width:100%;border-radius:var(--r);overflow:hidden;margin-bottom:26px;max-height:420px}
.bf-article-feat-img img{width:100%;height:100%;object-fit:cover}
/* Entry typography */
.entry-content .lead{font-size:18px;color:var(--navy);font-family:var(--serif);border-left:4px solid var(--gold);padding-left:18px;margin-bottom:26px;line-height:1.65;font-style:italic}
.entry-content h2{font-size:22px;font-weight:700;color:var(--navy);margin:34px 0 13px;padding-top:22px;border-top:2px solid var(--border)}
.entry-content h2:first-of-type{border-top:none;margin-top:0;padding-top:0}
.entry-content h3{font-size:19px;font-weight:700;color:var(--navy);margin:22px 0 9px;font-family:var(--sans)}
.entry-content h4{font-size:16px;font-weight:700;color:var(--g700);margin:16px 0 7px;font-family:var(--sans)}
.entry-content p{font-size:16.5px;color:var(--text-b);margin-bottom:17px;line-height:1.85}
.entry-content ul,.entry-content ol{padding-left:24px;margin-bottom:17px}
.entry-content li{font-size:16px;color:var(--text-b);margin-bottom:7px;line-height:1.7}
.entry-content ul li::marker{color:var(--blue)}
.entry-content ol li::marker{color:var(--navy);font-weight:700}
.entry-content strong{color:var(--g900)}
.entry-content a{color:var(--blue);font-weight:600;text-decoration:underline;text-decoration-color:rgba(21,88,176,.3)}
.entry-content a:hover{color:var(--navy)}
.entry-content blockquote{border-left:4px solid var(--gold);background:var(--gold-lt);padding:16px 20px;margin:22px 0;border-radius:0 var(--r) var(--r) 0;font-family:var(--serif);font-style:italic;font-size:17px;color:var(--navy)}
.entry-content img{border-radius:var(--r);margin:20px 0}
.entry-content table{width:100%;border-collapse:collapse;margin:20px 0;font-size:14.5px;border:1px solid var(--border);overflow:hidden}
.entry-content th{background:var(--navy);color:white;padding:10px 14px;text-align:left;font-family:var(--sans);font-size:13px;font-weight:700}
.entry-content td{padding:10px 14px;border-bottom:1px solid var(--border)}
.entry-content tr:nth-child(even) td{background:var(--g50)}
.bf-callout{background:var(--gold-lt);border-left:4px solid var(--gold);padding:15px 18px;margin:20px 0;border-radius:0 var(--r) var(--r) 0}
.bf-callout strong{display:block;color:var(--navy);font-size:14px;margin-bottom:4px;font-family:var(--sans)}
.bf-callout p{font-size:14.5px;color:var(--text-b);margin:0}
.bf-nb{background:var(--navy);border-radius:var(--rm);padding:18px 22px;margin:20px 0}
.bf-nb-row{display:flex;justify-content:space-between;align-items:center;padding:7px 0;border-bottom:1px solid rgba(255,255,255,.07)}
.bf-nb-row:last-child{border:none}
.bf-nb-label{font-size:14px;color:rgba(255,255,255,.58);font-family:var(--sans)}
.bf-nb-val{font-family:var(--serif);font-size:20px;font-weight:700;color:var(--gold)}
.bf-tags{display:flex;gap:7px;flex-wrap:wrap;margin-top:26px;padding-top:18px;border-top:1px solid var(--border)}
.bf-tag{background:var(--g100);border:1px solid var(--border);color:var(--text-mu);font-size:12px;font-weight:600;padding:4px 11px;border-radius:20px;text-decoration:none;font-family:var(--sans);transition:all .15s}
.bf-tag:hover{background:var(--navy);color:white;border-color:var(--navy);text-decoration:none}
.bf-disclaimer{background:var(--g50);border:1px solid var(--border);border-left:4px solid var(--gold);padding:13px 16px;margin-top:26px;border-radius:0 var(--r) var(--r) 0}
.bf-disclaimer p{font-size:13px;color:var(--text-mu);line-height:1.6;margin:0;font-family:var(--sans)}
.bf-author-box{background:var(--white);border:1px solid var(--border);border-radius:var(--rm);padding:22px;margin-top:20px}
.bf-author-box-top{display:flex;gap:15px;align-items:flex-start;margin-bottom:11px}
.bf-author-box-av{width:58px;height:58px;border-radius:50%;flex-shrink:0;overflow:hidden;background:linear-gradient(135deg,var(--navy),var(--blue));display:flex;align-items:center;justify-content:center;font-size:20px;font-weight:900;color:white}
.bf-author-box-av img{width:100%;height:100%;object-fit:cover}
.bf-author-box-info strong{font-size:17px;font-weight:700;color:var(--navy);display:block;font-family:var(--serif)}
.bf-author-cred{background:var(--gold-lt);color:#7a4500;font-size:11px;font-weight:700;letter-spacing:.8px;text-transform:uppercase;padding:3px 9px;border-radius:20px;font-family:var(--sans);display:inline-block;margin-top:4px}
.bf-author-box-bio{font-size:14px;color:var(--text-mu);line-height:1.7;font-family:var(--sans)}
.bf-related{margin-top:22px}
.bf-related h2{font-size:13px;font-weight:900;text-transform:uppercase;letter-spacing:1px;color:var(--navy);font-family:var(--sans);padding-bottom:9px;border-bottom:3px solid var(--navy);margin-bottom:14px}
.bf-related-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.bf-related-card{background:var(--white);border:1px solid var(--border);border-radius:var(--r);padding:13px;text-decoration:none;display:block;transition:all .15s}
.bf-related-card:hover{border-color:var(--blue);text-decoration:none}
.bf-related-card h3{font-size:14px;font-weight:700;color:var(--navy);line-height:1.4;font-family:var(--sans);margin:4px 0 0}
.bf-related-card:hover h3{color:var(--blue)}
.bf-post-nav{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:18px}
.bf-post-nav-card{background:var(--white);border:1px solid var(--border);border-radius:var(--r);padding:13px 15px;text-decoration:none;display:block;transition:all .15s}
.bf-post-nav-card:hover{border-color:var(--navy);text-decoration:none}
.bf-post-nav-card .dir{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--text-mu);margin-bottom:4px;font-family:var(--sans)}
.bf-post-nav-card h4{font-size:13.5px;font-weight:700;color:var(--navy);line-height:1.4;font-family:var(--sans);margin:0}
.bf-toc-list{list-style:none;padding:0;margin:0}
.bf-toc-list li{border-bottom:1px solid var(--border)}
.bf-toc-list li:last-child{border:none}
.bf-toc-list a{display:flex;align-items:center;gap:8px;padding:9px 13px;font-size:13px;color:var(--text-mu);text-decoration:none;font-family:var(--sans);transition:all .15s}
.bf-toc-list a:hover{background:var(--g50);color:var(--navy);text-decoration:none}
.bf-toc-list a.active{color:var(--blue);background:var(--blue-lt);font-weight:600}
.bf-toc-num{font-size:11px;color:var(--gold);font-weight:700;font-family:var(--sans);flex-shrink:0}

/* STATIC PAGES */
.bf-page-hero{background:linear-gradient(135deg,var(--navy),var(--navy-mid));padding:48px 0;border-bottom:3px solid var(--gold)}
.bf-page-hero h1{color:white;margin-bottom:7px}
.bf-page-hero p{color:rgba(255,255,255,.62);font-size:17px;max-width:540px;font-family:var(--sans);margin:0}
.bf-page-content{max-width:800px;margin:0 auto;padding:44px 24px}
.bf-page-content h2{font-size:23px;color:var(--navy);margin:34px 0 13px;padding-top:20px;border-top:1px solid var(--border)}
.bf-page-content h2:first-child{border-top:none;margin-top:0;padding-top:0}
.bf-page-content p{font-size:16px;color:var(--text-b);margin-bottom:13px;line-height:1.85}
.bf-page-content ul{padding-left:22px;margin-bottom:15px}
.bf-page-content ul li{font-size:15.5px;color:var(--text-b);margin-bottom:6px}
.bf-page-content ul li::marker{color:var(--blue)}
.bf-legal-stamp{background:var(--gold-lt);border:1px solid rgba(232,146,10,.3);border-radius:var(--r);padding:10px 14px;margin-bottom:24px;font-size:13px;color:#7a4500;font-weight:600;font-family:var(--sans)}
.bf-pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:18px}
.bf-pillar{background:var(--white);border:1px solid var(--border);border-radius:var(--rm);padding:20px 15px;text-align:center}
.bf-pillar-icon{font-size:28px;margin-bottom:9px}
.bf-pillar h3{font-size:15px;color:var(--navy);margin-bottom:4px;font-family:var(--sans);font-weight:700}
.bf-pillar p{font-size:13px;color:var(--text-mu);font-family:var(--sans);margin:0}
.bf-authors-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;padding:28px 0 0}
.bf-author-card{background:var(--white);border:1px solid var(--border);border-radius:var(--rm);overflow:hidden;box-shadow:var(--s0)}
.bf-author-card-head{padding:26px 18px 18px;text-align:center}
.bf-author-card-head.navy{background:linear-gradient(135deg,var(--navy),var(--navy-mid))}
.bf-author-card-head.green{background:linear-gradient(135deg,#0d3d2a,var(--green))}
.bf-author-card-head.gold{background:linear-gradient(135deg,#7a4500,var(--gold))}
.bf-author-big-av{width:68px;height:68px;border-radius:50%;background:rgba(255,255,255,.15);border:3px solid rgba(255,255,255,.3);margin:0 auto 11px;display:flex;align-items:center;justify-content:center;font-family:var(--serif);font-size:24px;font-weight:700;color:white;overflow:hidden}
.bf-author-big-av img{width:100%;height:100%;object-fit:cover}
.bf-author-card-head h2{font-size:16px;color:white;margin-bottom:4px}
.bf-author-cred-pill{background:rgba(255,255,255,.14);color:rgba(255,255,255,.88);font-size:11px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:3px 9px;border-radius:20px;display:inline-block;font-family:var(--sans)}
.bf-author-card-body{padding:18px}
.bf-etags{display:flex;flex-wrap:wrap;gap:5px;margin-bottom:12px}
.bf-etag{background:var(--g100);border:1px solid var(--border);font-size:12px;color:var(--navy);padding:3px 9px;border-radius:20px;font-weight:600;font-family:var(--sans)}
.bf-contact-grid{display:grid;grid-template-columns:1fr 310px;gap:34px;align-items:start;padding:44px 0}
.bf-contact-form{background:var(--white);border:1px solid var(--border);border-radius:var(--rm);padding:30px;box-shadow:var(--s0)}
.bf-contact-form h2{font-size:21px;color:var(--navy);margin-bottom:18px}
.bf-form-group{margin-bottom:14px}
.bf-form-label{font-size:13px;font-weight:700;color:var(--navy);display:block;margin-bottom:5px;font-family:var(--sans)}
.bf-form-input,.bf-form-textarea,.bf-form-select{width:100%;border:2px solid var(--border);border-radius:var(--r);padding:11px 12px;font-size:15px;font-family:var(--sans);color:var(--text);outline:none;transition:border-color .15s;background:white}
.bf-form-input:focus,.bf-form-textarea:focus,.bf-form-select:focus{border-color:var(--navy)}
.bf-form-textarea{resize:vertical;min-height:115px}
.bf-form-submit{width:100%;background:var(--navy);color:white;font-size:15px;font-weight:700;padding:12px;border-radius:var(--r);border:none;cursor:pointer;font-family:var(--sans);transition:background .15s}
.bf-form-submit:hover{background:var(--blue)}
.bf-info-cards{display:flex;flex-direction:column;gap:12px}
.bf-info-card{background:var(--white);border:1px solid var(--border);border-radius:var(--rm);padding:16px}
.bf-info-card h3{font-size:14px;color:var(--navy);margin-bottom:5px;font-family:var(--sans);font-weight:700}
.bf-info-card p{font-size:13.5px;color:var(--text-mu);line-height:1.6;margin:0;font-family:var(--sans)}
.bf-info-card a{color:var(--blue);font-weight:600}

/* ARCHIVE / SEARCH / 404 */
.bf-archive-hdr{background:var(--navy);padding:38px 0;border-bottom:3px solid var(--gold)}
.bf-archive-hdr h1{color:white;font-size:30px;margin-bottom:5px}
.bf-archive-hdr p{color:rgba(255,255,255,.58);font-size:15px;font-family:var(--sans)}
.bf-arc-badge{display:inline-block;background:var(--gold);color:var(--navy-dk);font-size:11px;font-weight:900;letter-spacing:1px;text-transform:uppercase;padding:3px 10px;border-radius:2px;margin-bottom:11px;font-family:var(--sans)}
.bf-404{text-align:center;padding:72px 20px}
.bf-404 .bignum{font-family:var(--serif);font-size:96px;font-weight:900;color:var(--border);line-height:1;margin-bottom:10px}
.bf-404 h1{font-size:26px;color:var(--navy);margin-bottom:9px}
.bf-404 p{color:var(--text-mu);font-size:16px;margin-bottom:26px;font-family:var(--sans)}
.bf-search-hdr{background:var(--g100);padding:34px 0;border-bottom:1px solid var(--border)}
.bf-search-hdr h1{font-size:24px;color:var(--navy);margin-bottom:5px}
.bf-search-hdr p{color:var(--text-mu);font-family:var(--sans)}

/* COMMENTS */
.comments-area{background:var(--white);border:1px solid var(--border);border-radius:var(--rm);padding:24px;margin-top:18px}
.comments-title{font-size:17px;font-weight:700;color:var(--navy);margin-bottom:18px;font-family:var(--sans);padding-bottom:11px;border-bottom:2px solid var(--border)}
.comment-list{list-style:none;padding:0}
.comment{padding:15px 0;border-bottom:1px solid var(--border)}
.comment:last-child{border:none}
.comment-author img{border-radius:50%}
.comment-form input,.comment-form textarea{width:100%;border:2px solid var(--border);border-radius:var(--r);padding:10px 12px;font-size:14.5px;font-family:var(--sans);outline:none;transition:border-color .15s;margin-bottom:11px;background:white;color:var(--text)}
.comment-form input:focus,.comment-form textarea:focus{border-color:var(--navy)}
.comment-form textarea{min-height:110px;resize:vertical}
.comment-form .submit{background:var(--navy);color:white;font-size:15px;font-weight:700;padding:11px 24px;border-radius:var(--r);border:none;cursor:pointer;font-family:var(--sans);transition:background .15s}
.comment-form .submit:hover{background:var(--blue)}

/* PAGINATION */
.bf-pagination{display:flex;justify-content:center;gap:6px;padding:20px 0}
.bf-pagination .page-numbers{width:40px;height:40px;border-radius:var(--r);display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:700;border:1px solid var(--border);background:var(--white);color:var(--text-m);text-decoration:none;font-family:var(--sans);transition:all .15s}
.bf-pagination .page-numbers:hover{background:var(--navy);color:white;border-color:var(--navy);text-decoration:none}
.bf-pagination .page-numbers.current{background:var(--navy);color:white;border-color:var(--navy)}
.bf-pagination .page-numbers.dots{background:none;border:none}

/* FOOTER */
.bf-footer{background:var(--navy-dk);border-top:4px solid var(--gold)}
.bf-footer-main{display:grid;grid-template-columns:252px 1fr 1fr 1fr;gap:42px;padding:44px 0 30px}
.bf-footer-tagline{font-size:13.5px;color:rgba(255,255,255,.38);margin-top:12px;line-height:1.7;font-family:var(--sans)}
.bf-footer-col h4{font-size:11px;font-weight:900;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold);margin-bottom:15px;font-family:var(--sans)}
.bf-footer-links{list-style:none;padding:0;display:flex;flex-direction:column;gap:8px}
.bf-footer-links a{font-size:13.5px;color:rgba(255,255,255,.45);font-weight:500;transition:color .15s;text-decoration:none;font-family:var(--sans)}
.bf-footer-links a:hover{color:white;text-decoration:none}
.bf-footer-bottom{border-top:1px solid rgba(255,255,255,.06);padding:14px 0;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:9px}
.bf-footer-bottom p{font-size:12.5px;color:rgba(255,255,255,.26);font-family:var(--sans)}
.bf-footer-btm-links{display:flex;gap:16px;list-style:none;padding:0}
.bf-footer-btm-links a{font-size:12px;color:rgba(255,255,255,.3);transition:color .15s;text-decoration:none;font-family:var(--sans)}
.bf-footer-btm-links a:hover{color:rgba(255,255,255,.7);text-decoration:none}
.bf-footer-disclaimer{border-top:1px solid rgba(255,255,255,.05);padding:13px 0}
.bf-footer-disclaimer p{font-size:11.5px;color:rgba(255,255,255,.18);line-height:1.7;font-family:var(--sans);margin:0}
#bf-scroll-top{position:fixed;bottom:22px;right:22px;width:40px;height:40px;background:var(--navy);color:white;border:none;border-radius:50%;cursor:pointer;display:none;align-items:center;justify-content:center;font-size:16px;box-shadow:0 4px 12px rgba(0,0,0,.3);z-index:400;transition:all .2s}
#bf-scroll-top.show{display:flex}
#bf-scroll-top:hover{background:var(--blue);transform:translateY(-2px)}

/* RESPONSIVE */
@media(max-width:1024px){
  .bf-layout{grid-template-columns:1fr}
  .bf-sidebar-col{position:static}
  .bf-post-inner{grid-template-columns:1fr}
  .bf-footer-main{grid-template-columns:1fr 1fr;gap:26px}
  .bf-authors-grid{grid-template-columns:1fr 1fr}
  .bf-contact-grid{grid-template-columns:1fr}
  .bf-pillars{grid-template-columns:1fr}
}
@media(max-width:768px){
  .container{padding:0 15px}
  .bf-topbar{display:none}
  .bf-masthead-tagline{display:none}
  .bf-nav ul{display:none}
  .bf-nav ul.open{display:flex;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:var(--navy-dk);padding:8px 0;box-shadow:var(--s3);z-index:400}
  .bf-nav ul.open li a{padding:12px 20px;border-bottom:none}
  .bf-nav ul.open ul{position:static;border:none;box-shadow:none;display:flex;padding-left:16px}
  .bf-menu-toggle{display:block}
  .bf-lead{grid-template-columns:1fr}
  .bf-lead-img{min-height:210px}
  .bf-grid{grid-template-columns:1fr}
  .bf-related-grid{grid-template-columns:1fr}
  .bf-post-nav{grid-template-columns:1fr}
  .bf-article{padding:22px 18px;margin-top:0}
  .bf-footer-main{grid-template-columns:1fr}
  .bf-footer-bottom{flex-direction:column;text-align:center}
  .bf-authors-grid{grid-template-columns:1fr}
  .bf-post-header{padding:28px 0 56px}
}
/* WP defaults */
.wp-caption{max-width:100%}
.wp-caption-text{font-size:12.5px;color:var(--text-mu);text-align:center;margin-top:5px;font-family:var(--sans)}
.alignleft{float:left;margin:0 20px 13px 0}
.alignright{float:right;margin:0 0 13px 20px}
.aligncenter{display:block;margin:0 auto 13px}