Credit & Debt

September 30, 2026
Boldly Financial
Credit & Debt, Guides

FICO Classic vs. VantageScore 4.0: What the Mortgage Score Shake-Up Means for You

This week, Washington changed the rules of the most important number in your financial life, and most borrowers have no idea it happened. The Federal Housing Finance Agency announced...

September 29, 2026
Boldly Financial
Analysis, Credit & Debt

Your Borrower’s Survival Guide for a 5.27% Ten-Year Yield

On Monday, September 28, the 10-year Treasury yield settled at 5.241%, a fresh 19-year high and its seventh record close this month, and it even touched 5.272% intraday, near...

September 28, 2026
Boldly Financial
Credit & Debt, Guides

What It Means When $18 Billion of AI Debt Trades at 90 Cents on the Dollar

When a lender quotes your debt at 90 cents on the dollar, it is telling you something. It is saying that for every dollar you owe, the market will...

September 26, 2026
Boldly Financial
Analysis, Credit & Debt

The $11.1 Billion IOU: How SoftBank Is Borrowing Big to Bet Bigger on OpenAI

On Thursday, SoftBank Group issued $11.1 billion in dollar- and euro-denominated bonds, the largest high-yield corporate bond sale on record, to fund the final $10 billion tranche of its...

September 24, 2026
Boldly Financial
Credit & Debt, Guides

What Is a CLO, and Why Does Goldman Want the Manager Behind $37 Billion of Them?

Goldman Sachs has emerged as the lead bidder to acquire Palmer Square Capital Management, a Kansas-based credit manager overseeing $37 billion, Bloomberg reported Tuesday. No final decision has been...

September 23, 2026
Boldly Financial
Credit & Debt, Guides

The Number One Thing Pushing Americans Into Debt Isn’t What You Think

Ask people what pushed them into debt, and you might expect to hear about medical bills, job losses, or emergencies. Those all matter. But according to new research, the...

September 21, 2026
Boldly Financial
Credit & Debt, Guides

Your Credit Card Rate Moves When the Fed Moves. Here Is Exactly How.

The question On September 16, the Federal Reserve raised its benchmark interest rate a quarter of a percentage point, to a range of 3.75 to 4 percent, its first...

September 19, 2026
Boldly Financial
Credit & Debt, Guides

The Real Math of College Debt — and the Radical Idea to Shrink It

Let me tell you about an idea that stopped me in my tracks this week. A startup called Greenway Institute is proposing a college with no dining halls, no...